When Wisconsin residents are hit with a sudden and unexpected medical condition, their finances should be the least of their concerns. Yet, at a time when they should be focused on their health, quality of life and spending time with loved ones, these individuals are often forced to consider how they are going to make ends meet. After all, a disabling condition can quickly lead to enormous medical expenses and prevent an individual from working and earning a wage.
As stressful as that can be, the good news is that those who suffer from a disability may be able to secure Social Security Disability benefits. Generally speaking, in order to qualify for SSD benefits, an individual’s condition must last or be expected to last for at least 12 months, or result in death. Unfortunately, the SSD claims process can be long and drawn out, especially if a claim denial needs to be challenged. This is why it is important for disabled individuals to consider if they qualify for a “compassionate allowance.”
Through a compassionate allowance, an individual can automatically be deemed eligible for SSD benefits if the applicant’s medical condition is so severe that, by its own definition, it meets federal requirements. Many types of cancer fit into this category, and so, too, do a number of medical conditions affecting the brain. Of course, in order to qualify for a compassionate allowance, an individual must submit medical evidence demonstrating that he or she suffers from a qualifying condition.
The onset of a serious medical condition can upend an individual’s life. They shouldn’t need to worry about how to get by on a day-to-day basis while they focus on coping with their newfound reality. This is where Social Security Disability benefits can be beneficial.